Of the more than 40 million people in America today who have hearing loss, 66% would experience a significant benefit from appropriate hearing care and hearing aids.
Could you be one of them?
You’re probably wondering about that right now, which is why you’re here. You’re looking for advice on how an audiologist can help you improve your life for better hearing.
You might also be wondering if professional hearing healthcare is accessible to you.
That’s because one major factor holding people back from seeking help is a misconception about the investment in hearing aids – especially when insurance company policies are complicated and unclear.
Help can be available, especially if you’re a policyholder with United Healthcare insurance.
This page covers United Healthcare coverage for hearing evaluations, hearing aids, and ongoing hearing care.
The particulars will depend on your individual policy, but our insurance specialist can find out exactly what you are, and aren’t, covered for regarding hearing healthcare.
United Healthcare and Medicare Advantage (Part C) Plans
Since one in three Americans between the ages of 65 and 74 have hearing loss (and nearly half of those older than 75), it follows that many of our patients qualify for Medicare.
The basic Medicare plan does not cover any hearing costs. Yet you’re covered if you have certain riders – supplemental insurance – with your basic United Healthcare plan.
For example, United Healthcare’s Medicare Advantage plans typically allow for a wide selection of hearing aids, including thousands of options at multiple price points, as well as an accredited network of hearing providers nationwide.
And by partnering with the American Association of Retired Persons (AARP), United Healthcare’s Medicare Advantage (Part C) plans cover portions of copay, out-of-pocket hearing exams and hearing aid costs.
AARP Medicare Advantage Plan 1 (HMO-POS) – No copay is necessary to see a primary care provider. There’s a $35 copay charge to see a specialist.
AARP Medicare Advantage Choice (PPO) – No copay is necessary to see a primary care provider, while the copay to see a specialist is $40.There’s a $10 monthly premium, but no referral is required. Out-of-network coverage is available, while the in-network out-of-pocket maximum is $6,700.
AARP Medicare Advantage Patriot (HMO-PPO) – No copay is necessary to see a primary care provider, while it costs $35 to see a specialist. There’s no monthly premium to pay and no referral is required. Out-of-network coverage is available, while the in-network out-of-pocket maximum is $5,500.
AARP Medicare Advantage Plan 2 (HMO) – Copay is $5 to see a primary care provider and $45 to see a specialist. There’s no monthly premium to pay and no referral is required. Out-of-network coverage is available, while the in-network out-of-pocket maximum is $5,900.
United Healthcare offers one Part C plan not in partnership with AARP.
United Healthcare Medicare Advantage Choice (Regional PPO) – A $10 copay is necessary to see a primary care provider and a $50 copay to see a specialist. There’s a $49 monthly premium to pay and no referral is required. Out-of-network coverage is available with the combined in- and out-of-network out-of-pocket maximum set at $7,500.
United Healthcare Medicare Supplement (Medigap) Plans
AARP Medicare Supplement Insurance Plans are offered by United Healthcare to cover some of the costs Medicare doesn’t.
The following plan names must include the words “+wellness extras offer” to qualify:
UHC Medigap Plans A–C, F, G, K, L, N have a hearing discount of the AARP member rate plus an additional $100 discount on hearing devices in the top five tiers of technology and features. These range from standard to premium.
Of course, you can research each of these items yourself to determine your available hearing aid coverage options.
But there’s a better option available…
We Have an Insurance Specialist Ready to Help
Pacific Hearing, Inc. helps patients in the Los Angeles area understand every possible way to reduce hearing care costs through their insurance provider.
We spend time researching so you don’t have to.
The sooner you treat your hearing loss, the better the long-term benefits – and nothing can compare to being able to chat easily with loved ones again.
Our Pacific Hearing insurance specialist can determine whether your United Healthcare insurance plan covers hearing aids, hearing tests, premium technology, or complete hearing care.
It’s all part of our pledge to help you “Hear as Good as You’ll Ever Hear” with our proven methodical approach.
We’ve helped literally tens of thousands of patients. It’s why we have a reputation for delivering on our promises.
To take the next step, just fill out our online insurance coverage form, and we’ll take it from there.
Your responses will empower our team to answer all the questions you might have concerning hearing aid and hearing care coverage that’s potentially part of your United Healthcare policy.
Contact us today to see why our “Hear as Good as You’ll Ever Hear” guarantee is exactly the right fit for you! Our services are available in English, Spanish, and Russian too.
We look forward to helping you.